--- title: "PCI DSS: Compliance , Certification & Requirements" description: The Payment Card Industry Data Security Standard PCI DSS Certification, PCI DSS Compliance checklist and requirements and testing procedure for banking. image: https://www.xenonstack.com/hubfs/pci-dss-compliance-certification.png --- - [![xenonstack-logo](https://www.xenonstack.com/hubfs/xenonstack-logo-new-relase.svg)](https://www.xenonstack.com/) - - Foundry Foundry Unified reasoning foundation enabling seamless orchestration, analytics, infrastructure, and trust across intelligent ecosystems [![pointers-icon](https://www.xenonstack.com/hubfs/xs-revamp-header-dropdown/our-purpose-line-icon.svg) Akira AI - Reasoning and Agent Orchestration Turn models into collaborative, policy-governed agents that learn and act together](https://www.xenonstack.com/agentic-platforms/akira-ai/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-revamp-header-dropdown/autonomous-operations-icon.svg) ElixirData - Agentic Analytics Intelligence Explainable, decision-centric analytics for measurable business outcomes](https://www.xenonstack.com/agentic-platforms/elixirdata/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-revamp-header-dropdown/digital-immune-system-icon.svg) NexaStack - Agentic Infrastructure Automation Secure, compliant, and high-performance AI deployment across cloud, edge, and on-prem](https://www.xenonstack.com/agentic-platforms/nexastack-unified-inference/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/ai-driven-industries-hr-and-recruitment.svg) MetaSecure - Trust, Compliance, and Defense Continuous assurance with AI-BOMs, risk scoring, and agentic security](https://www.xenonstack.com/agentic-platforms/metasecure/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-revamp-header-dropdown/decision-intelligence-header-icon.svg) Neural AI – Agentic Intelligence & Autonomous Innovation AI agents for intelligent automation and adaptive innovation](https://www.xenonstack.com/agentic-platforms/neural-ai/) ### Reasoning Stack Powers intelligent systems with unified orchestration, adaptive analytics, scalable infrastructure, and built-in trust [See in action ![cta-arrow](https://www.elixirclaw.ai/hubfs/dropdown-assets/cta-arrow.svg)](https://www.xenonstack.com/agentic-ai/analytics-platform/) ![platfom-image](https://9471087.fs1.hubspotusercontent-na1.net/hubfs/9471087/Imported%20images/build-your-next-intelligent-workflows-banner-image.svg) - AI Agents AI Agents Pre-built autonomous agents designed for domain-specific intelligence, seamless integrations, and governed enterprise deployment By Domain [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/adaptive-ai-enterprise-operational-analytics.svg) Agentic Operations AgentSRE and AgentOps for automated reliability and IT operations](https://www.xenonstack.com/ai-agents/agentic-operations/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/industries-fintech.svg) Agentic Finance FinOps Agent and Budget Enforcer for optimized financial governance](https://www.xenonstack.com/ai-agents/agentic-finance/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/case-study-icon.svg) Agentic Risk and Compliance Audit Agent and Risk Assurance to automate compliance monitoring](https://www.xenonstack.com/ai-agents/agentic-risk-compliance/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/discover-digital-experience-platform.svg) Agentic Analytics Analyst Agent and Decision Advisor for AI-driven insights and strategy](https://www.xenonstack.com/ai-agents/agentic-analytics/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-revamp-header-dropdown/developer-experience-icon.svg) Agentic Supply Chain AI-powered advisor for smart sourcing, vendor insights, and strategic procurement](https://www.xenonstack.com/ai-agents/agentic-procurement/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/discover-serverless-application-development.svg) Agentic Security AI-driven defense delivering proactive threat detection and autonomous security orchestration](https://www.xenonstack.com/ai-agents/agentic-security/) By Integration [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/decision-intelligence-metaverse.svg) Snowflake AI Agents Pre-built connectors for real-time data intelligence on Snowflake](https://www.xenonstack.com/ai-agents/snowflake-ai-agents/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/optimize-cloud-migration.svg) Databricks AI Agents AI agents for automated data workflows and insights on Databricks](https://www.xenonstack.com/ai-agents/databricks-ai-agents/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/optimize-application-modernization.svg) ServiceNow AI Agents AI workflows to streamline service, incident, and operations automation](https://www.xenonstack.com/ai-agents/servicenow-ai-agents/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/cloud-native-devsecops.svg) Jira/Project Management Agents AI agents for backlog grooming, sprint planning, and real-time project visibility](https://www.xenonstack.com/ai-agents/jira-agents-actions/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/discover-digital-experience-platform.svg) SAP AI Agents AI copilots for finance, supply chain, and HR decisions across your SAP landscape](https://www.xenonstack.com/ai-agents/sap-agents-actions/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/ai-driven-industries-hr-and-recruitment.svg) Oracle AI Agents AI agents for financials, risk, and operations intelligence across Oracle applications](https://www.xenonstack.com/ai-agents/oracle-agents-actions/) - Solutions Solutions Governed AI solutions driving measurable business outcomes across operations, finance, security, and analytics [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/cloud-native-devops.svg) ReliabilityOps — Cloud Reliability Automation Automate reliability checks and optimize uptime with continuous reasoning](https://www.xenonstack.com/ai-agents/cloudops-reimagined/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/cloud-native-kubernetes.svg) IncidentOps — AI-Driven Site Reliability Resolve incidents faster with AI-led triage, contextual RCA, and adaptive recovery](https://www.xenonstack.com/ai-agents/sre-reimagined/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/discover-custom-software-development.svg) PlatformOps — Unified Platform Automation Unify infrastructure and AI systems with reasoning-driven automation and compliance](https://www.xenonstack.com/ai-agents/platformops-reimagined/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/decision-intelligence-customer-analytics.svg) DefenseOps — Autonomous Threat Defense Detect, analyze, and neutralize threats autonomously with adaptive defense intelligence](https://www.xenonstack.com/ai-agents/responsible-ai-aviator/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/optimize-business-intelligence.svg) TrustOps — Responsible AI and Continuous Governance Ensure transparency, fairness, and compliance in every AI system and decision](https://www.xenonstack.com/ai-agents/secops-reimagined/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/ai-driven-industries-manufacturing.svg) RiskOps — Predictive Risk Intelligence Predict, score, and mitigate risks proactively with real-time assurance intelligence](https://www.xenonstack.com/ai-agents/risk-management-aviator/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/adaptive-ai-explainable-ai.svg) FactoryOps — AI-Driven Industrial Automation Predict equipment failures and optimize production with adaptive intelligence](https://www.xenonstack.com/ai-agents/industrial-automation-reimagined/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/adaptive-ai-enterprise-operational-analytics.svg) AssetOps — Automated Asset Reliability Enable predictive maintenance and optimize lifecycle performance continuously](https://www.xenonstack.com/ai-agents/asset-operations-and-maintenance-reimagined/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/ai-driven-industries-infrastructure%20.svg) QualityOps — Continuous Testing Intelligence Accelerate testing cycles with autonomous validation and reasoning feedback](https://www.xenonstack.com/ai-agents/qaops-reimagined/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/industries-insurance.svg) SourcingOps — Intelligent Procurement Automate sourcing, vendor analysis, and spend insights for agile procurement](https://www.xenonstack.com/ai-agents/procurement-reimagined/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/decision-intelligence-augmented-data-management.svg) DataOps — Autonomous Data Pipeline Governance Ensure reliability, detect anomalies, and self-heal data pipelines automatically](https://www.xenonstack.com/ai-agents/dataops-reimagined/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/decision-intelligence-metaverse.svg) DecisionOps — Intelligent Decisioning Deliver explainable, auditable, and measurable outcomes with reasoning AI](https://www.xenonstack.com/ai-agents/desicison-reimagined/) - Industries Industries Industry blueprints showcasing agentic transformation, real-world impact, and measurable outcomes across key sectors [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/adaptive-ai-computer-vision.svg) Aerospace and Defense Autonomous flight systems and predictive maintenance powered by AI](https://www.xenonstack.com/industries/aerospace/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/industries-fintech.svg) Banking - Finance - Payments AI governance for secure, compliant, and adaptive financial operations](https://www.xenonstack.com/industries/banking/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/industries-retail.svg) Manufacturing and Industrial Automation Smart factories using reasoning systems for real-time quality optimization](https://www.xenonstack.com/industries/digital-manufacturing-services/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/optimize-cloud-infrastrcuture.svg) Enterprise - IT Operations AI-powered IT operations ensuring reliability, scalability, and cost efficiency](https://www.xenonstack.com/industries/enterprise-technology/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/xs-scale-clients-and-partners.svg) Consumer – Experience – Tech Personalized digital experiences driven by explainable and trusted AI](https://www.xenonstack.com/industries/consumer-technology/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/discover-platform-engineering.svg) Retail and Supply Chain Autonomous retail analytics enhancing operations, engagement, and forecasting accuracy](https://www.xenonstack.com/industries/retail/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/industries-healthcare.svg) Travel – Hospitality – Guest Experience Agentic systems delivering personalized guest journeys with contextual intelligence](https://www.xenonstack.com/industries/travel-hospitality/) - Resources Resources Explore insights, success stories, and learning programs that build knowledge and strengthen the AI transformation journey [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/xs-scale-xenonstack-university.svg) Blogs Stay updated with the latest industry trends, news, and thought leadership](https://www.xenonstack.com/blog) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/insights.svg) Insights Explore in-depth AI articles, use cases, and innovative applications](https://www.xenonstack.com/insights) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/use-case.svg) Use Cases Discover real-world applications of Agentic AI across industries](https://www.xenonstack.com/use-cases) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/scale-cloud-native-applications.svg) Case Studies Learn how organizations are achieving success with our solutions](https://xenonstack.com/case-studies) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/video.svg) Video Library Explore our collection of product demos, webinars, and AI thought leadership videos](https://www.xenonstack.com/videos/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/ebook.svg) E-Books Download comprehensive e-books on AI, SRE, and more](https://www.xenonstack.com/e-book) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/presentation.svg) Presentations View our AI presentations, talks, and conference sessions on AI innovation](https://www.xenonstack.com/presentations/) - Company Company Discover our people, principles, and purpose driving innovation, trust, and meaningful careers in the AI era [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/xs-journey-about-us.svg) About Us Discover our mission, story, and the values driving our innovation and impact](https://www.xenonstack.com/about-us/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/xs-scale-xenonstack-university.svg) Xenonstack Academy Enhance your skills with our comprehensive training programs and courses designed for modern tech professionals](https://www.xenonstack.com/xenonstack-academy/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/xs-scale-clients-and-partners.svg) Contact Us Get in touch with us for support, business inquiries, or collaboration opportunities](https://www.xenonstack.com/contact-us/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/ai-driven-industries-public-safety.svg) Leadership Team Meet the visionary leaders guiding Xenonstack’s strategic direction and innovation](https://www.xenonstack.com/about-us/leadership-team/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/adaptive-ai-enterprise-knowledge-graph.svg) Tao of Xenonstack Learn about the guiding principles and philosophies that shape our culture and solutions](https://www.xenonstack.com/about-us/tao-of-xenonstack/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/xs-journey-how-we-work.svg) How We Work Understand our collaborative approach and work culture that drive successful outcomes](https://www.xenonstack.com/about-us/how-we-work/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/xs-journey-how-we-grow.svg) How We Grow Explore how we nurture talent, foster innovation, and promote sustainable growth](https://www.xenonstack.com/about-us/how-we-grow/) [![pointers-icon](https://www.xenonstack.com/hubfs/xs-header-dropdown/xs-journey-our-purpose.svg) Careers Join our growing team! Explore career opportunities to work at the forefront of innovation](https://www.xenonstack.com/careers/) - Get Started [![xenonstack-logo](https://www.xenonstack.com/hubfs/xenonstack-logo-new-relase.svg)](https://www.xenonstack.com/) - Foundry ![dropdown-icon](https://www.elixirclaw.ai/hubfs/dropdown-assets/dropdown-icon.svg) [Akira AI](https://www.xenonstack.com/agentic-platforms/akira-ai/) [ElixirData](https://www.xenonstack.com/agentic-platforms/elixirdata/) [NexaStack](https://www.xenonstack.com/agentic-platforms/nexastack-unified-inference/) [MetaSecure](https://www.xenonstack.com/agentic-platforms/metasecure/) [Neural AI](https://www.xenonstack.com/agentic-platforms/neural-ai/) - AI Agents ![dropdown-icon](https://www.elixirclaw.ai/hubfs/dropdown-assets/dropdown-icon.svg) [Agentic Operations](https://www.xenonstack.com/ai-agents/agentic-operations/) [Agentic Finance](https://www.xenonstack.com/ai-agents/agentic-finance/) [Agentic Risk and Compliance](https://www.xenonstack.com/ai-agents/agentic-risk-compliance/) [Agentic Analytics](https://www.xenonstack.com/ai-agents/agentic-analytics/) [Agentic Supply Chain](https://www.xenonstack.com/ai-agents/agentic-procurement/) [Agentic Security](https://www.xenonstack.com/ai-agents/agentic-security/) [Snowflake AI Agents](https://www.xenonstack.com/ai-agents/snowflake-ai-agents/) [Databricks AI Agents](https://www.xenonstack.com/ai-agents/databricks-ai-agents/) [ServiceNow AI Agents](https://www.xenonstack.com/ai-agents/servicenow-ai-agents/) [Jira/Project Management Agents](https://www.xenonstack.com/ai-agents/jira-agents-actions/) [SAP AI Agents](https://www.xenonstack.com/ai-agents/sap-agents-actions/) [Oracle AI Agents](https://www.xenonstack.com/ai-agents/oracle-agents-actions/) - Solutions ![dropdown-icon](https://www.elixirclaw.ai/hubfs/dropdown-assets/dropdown-icon.svg) [ReliabilityOps](https://www.xenonstack.com/ai-agents/cloudops-reimagined/) [IncidentOps](https://www.xenonstack.com/ai-agents/sre-reimagined/) [PlatformOps](https://www.xenonstack.com/ai-agents/platformops-reimagined/) [DefenseOps](https://www.xenonstack.com/ai-agents/responsible-ai-aviator/) [TrustOps](https://www.xenonstack.com/ai-agents/secops-reimagined/) [RiskOps](https://www.xenonstack.com/ai-agents/risk-management-aviator/) [FactoryOps](https://www.xenonstack.com/ai-agents/industrial-automation-reimagined/) [AssetOps](https://www.xenonstack.com/ai-agents/asset-operations-and-maintenance-reimagined/) [QualityOps](https://www.xenonstack.com/ai-agents/qaops-reimagined/) [SourcingOps](https://www.xenonstack.com/ai-agents/procurement-reimagined/) [DataOps](https://www.xenonstack.com/ai-agents/dataops-reimagined/) [DecisionOps](https://www.xenonstack.com/ai-agents/desicison-reimagined/) - Industries ![dropdown-icon](https://www.elixirclaw.ai/hubfs/dropdown-assets/dropdown-icon.svg) [Aerospace and Defense](https://www.xenonstack.com/industries/aerospace/) [Banking - Finance - Payments](https://www.xenonstack.com/industries/banking/) [Manufacturing and Industrial Automation](https://www.xenonstack.com/industries/digital-manufacturing-services/) [Enterprise - IT Operations](https://www.xenonstack.com/industries/enterprise-technology/) [Consumer – Experience – Tech](https://www.xenonstack.com/industries/consumer-technology/) [Retail and Supply Chain](https://www.xenonstack.com/industries/retail/) [Travel – Hospitality – Guest Experience](https://www.xenonstack.com/industries/travel-hospitality/) - Resources ![dropdown-icon](https://www.elixirclaw.ai/hubfs/dropdown-assets/dropdown-icon.svg) [Blogs](https://www.xenonstack.com/blog) [Insights](https://www.xenonstack.com/insights) [Use Cases](https://www.xenonstack.com/use-cases) [Case Studies](https://www.xenonstack.com/case-studies) [Video Library](https://www.xenonstack.com/videos/) [E-Books](https://www.xenonstack.com/e-book) [Presentations](https://www.xenonstack.com/presentations/) - Company ![dropdown-icon](https://www.elixirclaw.ai/hubfs/dropdown-assets/dropdown-icon.svg) [About Us](https://www.xenonstack.com/about-us/) [Xenonstack Academy](https://www.xenonstack.com/xenonstack-academy/) [Contact Us](https://www.xenonstack.com/contact-us/) [Leadership Team](https://www.xenonstack.com/about-us/leadership-team/) [Tao of Xenonstack](https://www.xenonstack.com/about-us/tao-of-xenonstack/) [How We Work](https://www.xenonstack.com/about-us/how-we-work/) [How We Grow](https://www.xenonstack.com/about-us/how-we-grow/) [Careers](https://www.xenonstack.com/careers/) - Get Started ![Close](https://www.xenonstack.com/hubfs/slider-cross-icon.svg) ## Interested in Solving your Challenges with XenonStack Team ## Get Started Get Started with your requirements and primary focus, that will help us to make your solution First Name \* Please enter a valid First Name Last Name \* Please enter a valid Last Name Business Email ID \* Please enter a valid business email address Contact Number \* Please enter a valid Contact Number Company Website \* Please enter a valid Company Website URL LinkedIn URL \* Please enter a valid LinkedIn URL or N/A Leave this field empty Industry Belongs To \* Please Select your Industry Banking Fintech Payment Providers Wealth Management Discrete Manufacturing Semiconductor Machinery Manufacturing / Automation Appliances / Electrical / Electronics Elevator Manufacturing Defense & Space Manufacturing Computers & Electronics / Industrial Machinery Motor Vehicle Manufacturing Food and Beverages Distillery & Wines Beverages Shipping Logistics Mobility (EV / Public Transport) Energy & Utilities Hospitality Digital Gaming Platforms SportsTech with AI Public Safety - Explosives Public Safety - Firefighting Public Safety - Surveillance Public Safety - Others Media Platforms City Operations Airlines & Aviation Defense Warfare & Drones Robotics Engineering Drones Manufacturing AI Labs for Colleges AI MSP / Quantum / AGI Institutes Retail Apparel and Fashion Please correct the highlighted fields before proceeding. Proceed Next ## Interested in Solving your Challenges with XenonStack ## Personalization Get Started with your requirements and primary focus, that will help us to make your solution ### What is your Key focus areas? \* AI Workflow and Operations Data Management and Operations AI Governance Analytics and Insights Observability Security Operations Risk and Compliance Procurement and Supply Chain Private Cloud AI Vision AI ### In Which Agentic Platform and Accelerator you are Interested? \* Akira AI - Agentic AI Platform Multi Agent System Metasecure - Autonomous SOC Nexastack – Build and Managed Compound AI Stack Data Foundry XAI – Vision and AI Platform – Visual AI Agents Strategy Consulting AI Managed Services Others (Please Specify) ### Which segment does your company belong to? \* Startup Scale Startup SME Mid Enterprises Large Enterprises Federal Government Non Profits Others (Please Specify) ### At what stage is your AI use case currently in? \* Conceptualized: Use case defined, PoC pending POC Completed In Production with challenges Not yet defined Others (Please Specify) ### What are the primary challenges in adopting AI? \* Data Quality Issues Data Privacy and Compliance Aligning AI with business goals Unclear ROI from POCs Integration with existing ERP systems Scalability Challenges Moving POCs in Production Infrastructure Limitation High Implementation costs Others (Please Specify) ### What kind of infrastructure does your organization currently using? \* AWS Microsoft Azure GCP IBM Cloud Oracle Cloud On Premises Others (Please Specify) ### Are you using any Data platform? \* Databricks SnowFlake Amazon Redshift Azure Synapse Analytics Microsoft Fabric Teradata Oracle Database SAP Hana Informatica Google Cloud BigQuery Others (Please Specify) ### Preferred Approach for AI Transformation \* Assisted Intelligence Agents as Co-Pilot Collaborative Intelligence Agents as AI Teammates Autonomous Intelligence Agents – AI Agents Agentic Actions Agentic Process Automation ### In Which Domain your Solution/Organization belongs to in-terms of Data Privacy, Trustworthy AI \* Internal Organization Highly Regulated Industry (Healthcare, Financials etc) Medium Regulated Non Regulated ### Captcha Verification \* captcha text ![Refresh Icon](https://www.xenonstack.com/hs-fs/hubfs/refresh.png?width=20&height=20&name=refresh.png) Please select all the required fields Review Previous Submit ![green-checkmark](https://www.xenonstack.com/hubfs/green-checkmark.svg) ## your request has been submitted successfully ! Our XenonStack Team will shortly reach out to you. We are looking forward to showcase how XenonStack can transform your business. ![usecase-banner (1)](https://www.xenonstack.com/hs-fs/hubfs/usecase-banner%20(1).webp?width=1921&height=622&name=usecase-banner%20(1).webp) [Service Design](https://www.xenonstack.com/insights/tag/service-design) # PCI DSS: Compliance , Certification & Requirements [Navdeep Singh Gill](https://www.xenonstack.com/insights/author/navdeep-singh-gill) | 22 November 2022 ![PCI DSS: Compliance , Certification & Requirements](https://www.xenonstack.com/hs-fs/hubfs/pci-dss-compliance-certification.png?width=1280&height=720&name=pci-dss-compliance-certification.png) ## What is PCI DSS? The PCI SSC (Payment Card Industry Security Standard Council) is a governing organization and open global firm responsible for developing, managing, educating, and awareness of the security standards, including PCI DSS and PA DSS. It consists of 5 major payment brands: Visa, Master Card, American Express, Discover, and JCB. The payment card industry data security standard is a set of standards for companies of any size that accepts card payments. Ensuring PCI compliance helps companies keep customers' sensitive personal data secure. For details information about PSI DSS, you may visit their [official site](https://www.pcisecuritystandards.org/). ## PCI DSS Compliance **Level 1**: Any merchant that processes over 6 million card transactions annually. Submission of annual Report On Compliance (ROC) by a Qualified Security Assessor (QSA) or an internal auditor – if signed by the company's officer. PCI QSA is a designation conferred by the PCI security standard Council. It is hired to conduct a PCI assessment or advise the organization on achieving compliance. Secure a regular network by an Approved Scanning Vendor (ASV). PCI ASV is a company that has been qualified and officially certified by a PCI security standard council (SSC) to perform an external vulnerability assessment. Complete an attestation of compliance (AOC)  **Level 2**: Any merchant that processes 1milion – 6 million card transactions per year. Secures a regular network by ASV. Do an annual self-assessment questionnaire. (SAQ). Complete an association of compliance (AOC)  **Level 3**: Any merchant that processes 20,000 – 1 million card transactions annually. Secure a regular network by ASV. Do an annual self-assessment questionnaire. Complete an association of compliance (AOC) **Level 4:** Any merchant that processes fewer than 20,000 card transactions per year. Secures a regular network by ASV. Do an annual self-assessment questionnaire. Complete an assertation of compliance (AOC) ## PCI DSS Certification PCI certification assures card data security at your business through a set of conditions established by the PCI SSC. These include several commonly known best practices, such as: - Installation of firewalls - Encryption of data transmissions - Use of antivirus software ## PCI DSS Requirements **Maintain a Secure Network** 1. Companies should create their firewall configuration policy. 2. Should not use vendor-supplied defaults for system password and security parameters. **Protect Cardholder data** 3. Transmission of cardholder data across the open, public network is always done in an encrypted manner. 4. Protect the stored cardholder data—vulnerability **Management Program** 5. Use antivirus software and also ensure that it is regularly updated. 6. Companies should opt for security systems and applications. **Implement Access Control Measures** 7. Restrict access to cardholder data to a limited number of employees 8. Assign a unique ID to each person who has computer access. 9. Restrict physical access ( provides an opportunity for persons to access or remove devices,  data, systems, etc.) to cardholder data. **Regularly Monitor or Test Network** 10. To Track and monitor all access to network resources and cardholder data. 11. Security systems and processes need to be regularly tested. **Maintain Information Security Policy** 12. Companies should maintain a concrete information security policy, including all the acceptable uses of technology, all annual risk analysis processes, and operational security procedures. ## Self Assessment Questionaire (SAQ) **SAQ A**: ( card-not-present merchants, all cardholder data fully outsourced ) - The company accepts only card-not-present (e-commerce or mail/telephone order) transactions. - All processing of cardholder data is entirely outsourced to PCI DSS-validated third-party service providers. - The company doesn't electronically stores, process, or transmit any cardholder data on the system or premises but relies entirely on the third party to handle all these functions. - The company must confirm that third-party handling storage, processing, and other transmissions of cardholder data are PCI DSS compliant. The cardholder data that the company retains is on paper (e.g., reports, receipts, etc.) - This SAQ would not apply to face-to-face channels. **SAQ EP**: ( partially outsourced e-commerce merchants, using a third-party website for payment processing) - The company accepts only e-commerce transactions. - SAQ EP merchants are e-commerce merchants who partially outsource their payment channels to a PCI DSS-validated third party. - All processing of cardholder data except the payment page is entirely outsourced to a PCI DSS-validated third-party payment processor. - Involves merchants that don't receive cardholder data but control how cardholder data is restricted to a PCI DSS-validated third-party payment processor. - The company does not electronically stores, process, or transmit any cardholder data on system premises. - Any cardholder data that the company retains is on paper. ( i.e., printed reports and receipts) - The company must confirm that third-party handling storage, processing, and other transmissions of cardholder data are PCI DSS compliant. **SAQ B**: (merchants with only imprint machines or only standalone, dial-out terminals. No electronic cardholder data storage) - The SAQ B should be filled by businesses that only process credit cards via imprint machines or standalone dial-out terminals. - Imprint machines are non-electronic, manually operated machines that imprint the face of the credit card. In contrast, the standalone terminal is the electronic point-of-sale device where customers insert their payment cards to pay for goods. - The dial-out terminal connects directly to the phone line, i.e., each time the card is processed, the terminal makes the call to the processor and transmits the information. - Dial-out terminals are not connected to any computer, network, or internet. - The company does not store cardholder data in electronic format. - The cardholder data the company retains is on paper. **SAQ B-IP**: ( Merchants with Standalone, IP-Connected PTS Point-of-Interaction (POI) terminals, No Electronic Cardholder Data Storage) - This SAQ is for merchants who use standard terminals that connect via IP (not dial-up phone line), i.e., they have ethernet cables that connect to a router or modem, which in turn connect to an internal network or internet service provider. - Applicable for brick-and-mortar or mail/telephone order merchants - No electronic storage of card data. **SAQ C-VT**: ( merchants with web-based virtual terminals, no electronic cardholder data storage) - Applicable to the merchants who processed cardholder data only through an isolated virtual payment terminal on a PC connected to an internet - The virtual payment terminal is a web-browser-based to an acquirer, processor, or third-party service provider website to authorize payment card transactions, where the merchant manually enters payment card data through a securely connected web browser. - A virtual payment terminal solution is given and hosted by a PCI DSS-validated third-party service provider. - Does not store data in electronic format - The cardholder data the company retains is on paper. **SAQ C**: (Merchants with Payment Application Systems Connected to the internet) - No Electronic Cardholder Data Storage - Merchants process cardholder data via point of sales (POS) systems that are connected to the internet but don't store any cardholder data. - **SAQ D:** Merchant stored cardholder data, including legacy data - Stores card data electronically and do not use the P2PE-certified POS system - E-commerce merchants who accept cardholder data on their website - Covers all 12 requirements. ## How to Get More Information? To make compliance easier, If you want more extensive information concerning the processing of PCI DSS compliance, you may read our use case based on how we build a "[**Credit Fraud Detection**](https://www.xenonstack.com/use-cases/credit-fraud-detection/)" analytics platform for a leading bank. We help organizations—from large companies to startups and small and medium enterprises who wish to become PCI DSS compliant can [**contact us**](https://www.xenonstack.com/contact-us/) to discuss their requirements. We would be happy to assist you. ## Share Article - [![XenonStack Facebook](https://www.xenonstack.com/hubfs/xenonstack-facebook-service.svg)](http://www.facebook.com/share.php?u=https://www.xenonstack.com/insights/pci-dss-compliance) - [![XenonStack Twitter](https://www.xenonstack.com/hubfs/xs-twitter-white-updated-icon.svg)](https://twitter.com/intent/tweet?text=I+found+this+interesting+blog+post&url=https://www.xenonstack.com/insights/pci-dss-compliance) - [![XenonStack Linked In](https://www.xenonstack.com/hubfs/xenonstack-linkedin-service.svg)](http://www.linkedin.com/shareArticle?mini=true&url=https://www.xenonstack.com/insights/pci-dss-compliance) - [![XenonStack Email Icon](https://www.xenonstack.com/hubfs/xenonstack-email-service.svg)](mailto:?subject=Check%20out%20https://www.xenonstack.com/insights/pci-dss-compliance%20&body=Check%20out%20https://www.xenonstack.com/insights/pci-dss-compliance) ## Table of Contents ## Share Article - [![XenonStack Facebook](https://www.xenonstack.com/hubfs/xenonstack-facebook-service.svg)](http://www.facebook.com/share.php?u=https://www.xenonstack.com/insights/pci-dss-compliance) - [![XenonStack Twitter](https://www.xenonstack.com/hubfs/xs-twitter-white-updated-icon.svg)](https://twitter.com/intent/tweet?text=I+found+this+interesting+blog+post&url=https://www.xenonstack.com/insights/pci-dss-compliance) - [![XenonStack Linked In](https://www.xenonstack.com/hubfs/xenonstack-linkedin-service.svg)](http://www.linkedin.com/shareArticle?mini=true&url=https://www.xenonstack.com/insights/pci-dss-compliance) - [![XenonStack Email Icon](https://www.xenonstack.com/hubfs/xenonstack-email-service.svg)](mailto:?subject=Check%20out%20https://www.xenonstack.com/insights/pci-dss-compliance%20&body=Check%20out%20https://www.xenonstack.com/insights/pci-dss-compliance) ## Explore Related Topics [Platform Engineering](https://www.xenonstack.com/insights/tag/platform-engineering) [DevSecOps](https://www.xenonstack.com/insights/tag/devsecops) [Deployment Automation](https://www.xenonstack.com/insights/tag/deployment-automation) [Continuous Security](https://www.xenonstack.com/insights/tag/continuous-security) [Generative AI](https://www.xenonstack.com/blog/tag/generative-ai) [Cyber Security](https://www.xenonstack.com/insights/tag/cyber-security) [Enterprise Cloud](https://www.xenonstack.com/insights/tag/enterprise-cloud) [Data Science](https://www.xenonstack.com/insights/tag/data-science) [Kubernetes](https://www.xenonstack.com/insights/tag/kubernetes) ![navdeep-singh-gill](https://www.xenonstack.com/hubfs/navdeep-gill-ceo-xenonstack.svg) ## Navdeep Singh Gill Global CEO and Founder of XenonStack Navdeep Singh Gill is serving as Chief Executive Officer and Product Architect at XenonStack. He holds expertise in building SaaS Platform for Decentralised Big Data management and Governance, AI Marketplace for Operationalising and Scaling. His incredible experience in AI Technologies and Big Data Engineering thrills him to write about different use cases and its approach to solutions. [Explore More by Navdeep Singh Gill ![cta-blue-arrow](https://www.xenonstack.com/hubfs/cta-arrow-blue.svg)](https://www.xenonstack.com/insights/author/navdeep-singh-gill) ![Subscribe background](https://www.xenonstack.com/hubfs/blog-post-subscribe.svg) ## Subscribe to our Latest Technology Insights and Resources Subscribe Now ![slider-cross-icon](https://www.xenonstack.com/hubfs/slider-cross-icon.svg) ## Get the latest articles in your inbox Business Email ID \* Please enter a valid Business Email ID Company Name \* Please enter a valid Company Name Yes, I would like to receive the XenonStack newsletter as well as marketing emails regarding XenonStack products, services, and events. 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Subscribe Now ## Related Articles ![Font Psychology and Typography | The Advanced Guide](https://www.xenonstack.com/hs-fs/hubfs/font-psychology.png?width=1200&height=675&name=font-psychology.png) ### [Font Psychology and Typography | The Advanced Guide](https://www.xenonstack.com/insights/font-psychology) 17 March 2025 ![What is Visual Communication and Why It Matters?](https://www.xenonstack.com/hs-fs/hubfs/Xenon%20Daily%20Work-8%20%281%29.png?width=1200&height=675&name=Xenon%20Daily%20Work-8%20%281%29.png) ### [What is Visual Communication and Why It Matters?](https://www.xenonstack.com/insights/visual-communication-benefits) 28 February 2025 ![CSS Masking Image, Text and Animation | Complete Guide](https://www.xenonstack.com/hs-fs/hubfs/css-masking-image.png?width=1200&height=675&name=css-masking-image.png) ### [CSS Masking Image, Text and Animation | Complete Guide](https://www.xenonstack.com/insights/css-masking-image) 10 September 2024 ![xenonstack-logo](https://www.xenonstack.com/hubfs/xenonstack-new-logo-release.svg) XenonStack Agentic Foundry powers enterprise agentic systems with unified infra, analytics, workflows, and security to drive automation and compliance. 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AI Engineering [Composite AI](https://www.xenonstack.com/artificial-intelligence/composite-ai/) [Decision AI](https://www.xenonstack.com/artificial-intelligence/decision-ai/) [AI Quality](https://www.xenonstack.com/artificial-intelligence/ai-quality/) [Generative AI](https://www.xenonstack.com/artificial-intelligence/generative-ai/) [Multimodal AI](https://www.xenonstack.com/artificial-intelligence/multimodal-ai/) [AI Assurance](https://www.xenonstack.com/artificial-intelligence/explainable-ai/) [MLOps](https://www.xenonstack.com/artificial-intelligence/mlops/) [Physical AI](https://www.xenonstack.com/artificial-intelligence/physical-ai/) [Augmented Engineering](https://www.xenonstack.com/artificial-intelligence/ai-augmented-software-development/) [Generative BI](https://www.xenonstack.com/artificial-intelligence/generative-bi/) ## Data Foundry [Streaming Data Platform](https://www.xenonstack.com/dataops/streaming-data-platform/) [Data Lakehouse](https://www.xenonstack.com/dataops/delta-lake/) [Data Catalog](https://www.xenonstack.com/dataops/data-catalog/) [Data Observability](https://www.xenonstack.com/dataops/data-observability/) [Cloud Data Warehouse](https://www.xenonstack.com/dataops/cloud-data-warehouse/) [Data Engineering](https://www.xenonstack.com/dataops/data-engineering/) [MetaData Management](https://www.xenonstack.com/dataops/metadata-management/) [Data Quality](https://www.xenonstack.com/dataops/augmented-data-quality/) [Real Time Analytics](https://www.xenonstack.com/dataops/real-time-analytics/) [Data Modernization](https://www.xenonstack.com/dataops/data-modernization/) ## Platform Engineering [Cloud Native](https://www.xenonstack.com/cloud-native/platform-engineering/) [Automation As Code](https://www.xenonstack.com/cloud-native/automation-as-code/) [Observability](https://www.xenonstack.com/cloud-native/observability/) [FinOps](https://www.xenonstack.com/cloud-native/finops/) [Application Modernization](https://www.xenonstack.com/cloud-native/application-modernization/) [DevSecOps](https://www.xenonstack.com/cloud-native/devsecops/) [Site Reliability Engineering](https://www.xenonstack.com/cloud-native/site-reliability-engineering/) [Progressive Delivery](https://www.xenonstack.com/cloud-native/progressive-delivery/) [GitOps](https://www.xenonstack.com/cloud-native/gitops/) [Compliance as code](https://www.xenonstack.com/cloud-native/compliance-as-code/) [Value Stream Management](https://www.xenonstack.com/cloud-native/value-stream-management/) [Policy as Code](https://www.xenonstack.com/cloud-native/policy-as-code/) [Telemetry Pipeline](https://www.xenonstack.com/cloud-native/telemetry-pipeline/) ## Agentic AI [Agentic Analytics](https://www.xenonstack.com/agentic-ai/enterprise-systems/) [Agentic AI Systems](https://www.xenonstack.com/agentic-ai/agentic-ai-system/) [Process Intelligence](https://www.xenonstack.com/agentic-ai/business-process-operations/) [Developer Experience](https://www.xenonstack.com/agentic-ai/developer-experience-platform/) [Autonomous Operations](https://www.xenonstack.com/agentic-ai/autonomous-operations/) [AI Vision at EDGE](https://www.xenonstack.com/agentic-ai/edge-and-vision-ai/) [Compound AI System](https://www.xenonstack.com/agentic-ai/compound-ai-system/) [GUI Agents](https://www.xenonstack.com/agetic-ai/gui-agents/) [CMDB Management](https://www.xenonstack.com/agentic-ai/cmdb-management/) [ITSM](https://www.xenonstack.com/agentic-ai/itsm/) [Network Automation](https://www.xenonstack.com/agentic-ai/network-automation/) ## AI Agents [DataBricks AI Agents](https://www.xenonstack.com/ai-agents/databricks-ai-agents/) [SnowFlake AI Agents](https://www.xenonstack.com/ai-agents/snowflake-ai-agents/) [ServiceNow AI Agents](https://www.xenonstack.com/ai-agents/servicenow-ai-agents/) [AWS AI Agents](https://www.xenonstack.com/ai-agents/aws-ai-agents/) [Microsoft Azure AI Agents](https://www.xenonstack.com/ai-agents/microsoft-azure-ai-agents-actions/) [SalesForce AI Agents](https://www.xenonstack.com/ai-agents/salesforce-agents-actions/) [MySQL AI Agents](https://www.xenonstack.com/ai-agents/mysql-agents-actions/) [PostgreSQL AI Agents](https://www.xenonstack.com/ai-agents/postgresql-agents-actions/) [Datadog AI Agents](https://www.xenonstack.com/ai-agents/datadog-agents-actions/) [DynaTrace AI Agents](https://www.xenonstack.com/ai-agents/dynatrace-agents-actions/) [Splunk AI Agents](https://www.xenonstack.com/ai-agents/splunk-agents-actions/) [BigQuery AI Agents](https://www.xenonstack.com/ai-agents/bigquery-agents-actions/) [SAP AI Agents](https://www.xenonstack.com/ai-agents/sap-agents-actions/) [Infor AI Agents](https://www.xenonstack.com/ai-agents/infor-agents-actions/) [Oracle AI Agents](https://www.xenonstack.com/ai-agents/oracle-agents-actions/) [WorkDay AI Agents](https://www.xenonstack.com/ai-agents/workday-agents-actions/) [Jira AI Agents](https://www.xenonstack.com/ai-agents/jira-agents-actions/) ## Industry [Aerospace and Aviation](https://www.xenonstack.com/industries/aerospace/) [Financial Services](https://www.xenonstack.com/industries/banking/) [Automotive And Industrial](https://www.xenonstack.com/industries/automotive/) [Consumer Tech](https://www.xenonstack.com/industries/consumer-technology/) [Technology, Media and Telco](https://www.xenonstack.com/industries/enterprise-technology/) [Digital Supply Chain](https://www.xenonstack.com/industries/digital-supply-chain/) [Hospitality and Tourism](https://www.xenonstack.com/industries/travel-hospitality/) [Discrete Manufacturing](https://www.xenonstack.com/industries/automotive/) [Education](https://www.xenonstack.com/industries/education/) [Media and Entertainment](https://www.xenonstack.com/industries/media-entertainment/) [Oil and Gas](https://www.xenonstack.com/industries/oil-and-gas/) [Energy and Utilities](https://www.xenonstack.com/industries/energy-and-utilities/) ## Enterprise Support [AI Managed Services](https://www.xenonstack.com/managed-services/ai-managed-services/) [Kubernetes Managed Services](https://www.xenonstack.com/managed-services/kubernetes/) [SRE as a Service](https://www.xenonstack.com/managed-services/site-reliability-engineering/) [Data Managed Services](https://www.xenonstack.com/managed-services/big-data/) [Analytics Managed Services](https://www.xenonstack.com/managed-services/analytics-managed-services/) [Data Protection](https://www.xenonstack.com/readiness-assessment/data-protection/) [On-Premise AI](https://www.xenonstack.com/managed-services/on-premise-ai-cluster/) ## Solutions [Private Cloud](https://www.xenonstack.com/solutions/private-cloud/) [Internal Developer Platform](https://www.xenonstack.com/solutions/internal-developer-platform/) [AI Inference](https://www.xenonstack.com/solutions/ai-inference/) [Open-Source Data Platform](https://www.xenonstack.com/solutions/open-source-data-platform/) [AI Trust Score](https://www.xenonstack.com/solutions/ai-trust-score/) [Autonomous SoC](https://www.xenonstack.com/solutions/autonomous-soc/) [Digital Twin](https://www.xenonstack.com/solutions/digital-twin/) [Readiness Assessment](https://www.xenonstack.com/readiness-assessment/) [Talk To Specialist](https://www.xenonstack.com/talk-to-specialist/) ## Company [About Us](https://www.xenonstack.com/about-us/) [Leadership Team](https://www.xenonstack.com/about-us/leadership-team/) [TAO of XenonStack](https://www.xenonstack.com/about-us/tao-of-xenonstack/) [How We Grow](https://www.xenonstack.com/about-us/how-we-grow/) [How We Work](https://www.xenonstack.com/about-us/how-we-work/) [Careers](https://www.xenonstack.com/careers/) [XA - QSIR](https://www.xenonstack.com/xenonstack-academy/) [Contact Us](https://www.xenonstack.com/contact-us/) [Book Demo](https://demo.xenonstack.com/) ## Resources [Blog](https://www.xenonstack.com/blog) [Insights](https://www.xenonstack.com/insights/) [Use Cases](https://www.xenonstack.com/use-cases) [Case Study](https://www.xenonstack.com/case-studies) [Videos](https://www.xenonstack.com/videos/) [EBooks](https://www.xenonstack.com/e-book) [Presentations](https://www.xenonstack.com/presentations/) @2026 XenonStack - A Stack Innovator! [Privacy Policy](https://www.xenonstack.com/privacy-policy/) [Terms and Conditions](https://www.xenonstack.com/terms-and-conditions/) Global Presence : ![united-states-flag-icon](https://www.xenonstack.com/hubfs/united-states.svg) USA ![uae-flag-icon](https://www.xenonstack.com/hubfs/uae-flag-icon.svg) Dubai ![india-flag-icon](https://www.xenonstack.com/hubfs/india-flag-icon.svg) India ![uk-flag-icon](https://www.xenonstack.com/hubfs/united-kingdom.svg) UK ![australia-flag-icon](https://www.xenonstack.com/hubfs/australia-flag-icon.svg) Australia ✕ ## Agent SRE for Reliability and Observability Solutions AI continuously monitors systems for risks before they escalate. It correlates signals across logs, metrics, and traces. This ensures faster detection, fewer incidents, and stronger reliability - ![Performance Icon](https://www.xenonstack.com/hubfs/performance.svg)Proactive detection of performance and availability issues - ![Root Cause Icon](https://www.xenonstack.com/hubfs/root-cause.svg)Root-cause analysis across microservices and environments - ![Remediation Icon](https://www.xenonstack.com/hubfs/remediation.svg)Automated remediation playbooks to reduce MTTR [Explore Agent SRE](https://agentsre.ai/) ![akira-ai-banner-illustration](https://www.xenonstack.com/hubfs/akira-ai-banner-illustration.svg) ✕ ## Physical Surveillance with Vision AI Agent Technology AI converts camera feeds into instant situational awareness. It detects unusual motion and unsafe behavior in real time. Long hours of video become searchable and summarized instantly - ![Motion Icon](https://www.xenonstack.com/hubfs/motion.svg)Real-time detection of suspicious motion or intrusion - ![Video Search Icon](https://www.xenonstack.com/hubfs/video-search.svg)Natural language video search and instant playback - ![Summary Icon](https://www.xenonstack.com/hubfs/summary.svg)Smart summaries for audits, investigations, and compliance [See Vision AI in Action](https://www.xenonstack.ai/) ![physical-surveillance](https://www.xenonstack.com/hubfs/xai-banner-image.svg) ✕ ## Agentic Data Intelligence Across Your Full Data Stack Your data stack becomes intelligent and conversational. Agents surface insights, detect anomalies, and explain trends. Move from dashboards to autonomous, always-on analytics - ![Connects warehouses](https://www.xenonstack.com/hubfs/data-icon.svg)Connects to warehouses, lakes, and streaming sources - ![Question Answering](https://www.xenonstack.com/hubfs/answers.svg)Question-answering in natural language - ![Continuous monitoring](https://www.xenonstack.com/hubfs/monitoring-2.svg)Continuous monitoring for anomalies and KPI deviations [See in Action](https://elixirdata.co/) ![agentic-data-intelligence](https://www.xenonstack.com/hubfs/empowerment-of-analysts.svg) ✕ ## Intelligent Diagnostic for Self-Healing System Automation Agents identify recurring failures and performance issues. They trigger workflows that resolve common problems automatically. Your infrastructure evolves into a self-healing environment - ![Diagnostics Icon](https://www.xenonstack.com/hubfs/diagnostic.svg)Automated diagnostics for recurring errors - ![Playbook Icon](https://www.xenonstack.com/hubfs/playbook.svg)Playbook execution: restart services, scale pods, clear queues - ![Feedback Icon](https://www.xenonstack.com/hubfs/feedback.svg)Feedback loop for improving remediation strategies [See in Action](https://agentanalyst.ai/) ![intelligent-diagnostic](https://www.xenonstack.com/hubfs/dataops-reimagined-banner-image.svg) ✕ ## Agentic GRC - Monitoring Risk and Compliance Controls AI continuously checks controls and compliance posture. It detects misconfigurations and risks before they escalate. Evidence collection becomes automatic and audit-ready - ![Controls Icon](https://www.xenonstack.com/hubfs/controls.svg)Continuous control checks across infrastructure and SaaS - ![Audit Icon](https://www.xenonstack.com/hubfs/audit.svg)Automated evidence collection for audits - ![Risk Icon](https://www.xenonstack.com/hubfs/risk.svg)Risk scoring and prioritized remediation recommendations [Explore Agent GRC](https://agentgrc.ai/) ![monitoring-risk-and-compliance](https://www.xenonstack.com/hubfs/enhanced-security-measures.svg) ✕ ## Agentic Finance and Procurement Intelligent Agents Financial and procurement workflows become proactive and insight-driven. Agents monitor spend, vendors, and contracts in real time. Approvals and sourcing decisions become faster and smarter - ![Visibility Icon](https://www.xenonstack.com/hubfs/visibility.svg)Real-time visibility into spend and commitments - ![Anomaly Icon](https://www.xenonstack.com/hubfs/anomaly.svg)Anomaly detection on invoices and vendor performance - ![Workflow Icon](https://www.xenonstack.com/hubfs/workflow.svg)Intelligent workflows for approvals and sourcing decisions [Optimize Finance & Procurement](https://www.xenonify.ai/) ![agentic-finance-and-procurement](https://www.xenonstack.com/hubfs/responsible-ai-aviators-banner-illustration.svg) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Navdeep Singh Gill", "url" : "https://www.xenonstack.com/insights/author/navdeep-singh-gill" }, "dateModified" : "2022-11-22T09:56:22.114Z", "datePublished" : "2019-11-17T19:30:00.000Z", "headline" : "PCI DSS: Compliance , Certification & Requirements", "image" : [ "https://www.xenonstack.com/hubfs/pci-dss-compliance-certification.png" ], "mainEntityOfPage" : { "@id" : "https://www.xenonstack.com/insights/pci-dss-compliance", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.xenonstack.com/hubfs/Xenonstack-Serives%20-3-2-2021-10.png" }, "name" : "Xenonstack Inc" } } ``` ```json { "@context" : "http://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "USA", "addressLocality" : "Plano", "addressRegion" : "Texas", "postalCode" : "75024", "streetAddress" : "7700 Windrose Ave. " }, "description" : "XenonStack is the #1 Data and AI foundry and technology services company to simplify and scale Enterprise and Generative AI Journeys.", "email" : "business@xenonstack.com", "logo" : "https://f.hubspotusercontent30.net/hubfs/8161231/Xenonstack-Serives%20-3-2-2021-10.png", "mainEntityOfPage" : { "@id" : "https://www.xenonstack.com/insights/pci-dss-compliance", "@type" : "WebPage", "description" : "The Payment Card Industry Data Security Standard PCI DSS Certification, PCI DSS Compliance checklist and requirements and testing procedure for banking." }, "name" : "XenonStack", "sameAs" : [ "https://www.facebook.com/XenonStack", "https://www.linkedin.com/company/xenonstack/", "https://www.youtube.com/c/XenonStackOfficial", "https://twitter.com/xenonstack" ], "telephone" : "", "url" : "https://www.xenonstack.com/" } ```